The ROI chart type is used to analyze the return on investment for one of your portfolios across a specified range of dates. Once you have configured the chart, you can generate a standard ROI report based on the information contained in it.
Create a new chart and choose the "ROI (Return on Investment)" option. Immediately to the right of the source list you will see a few properties which are used to configure the chart:
Any changes made to the chart settings will update the chart automatically. Because charts are generated on-the-fly, you don't need to wait to see your changes take effect.
Set the following options to determine which transactions are used and how the chart will be displayed.
Once you have your chart settings configured the way you want them, you will see a pie graph to the right, with tabs to select whether to view your ROI gains or losses (click
Get Quotes on the toolbar to make sure these figures are up-to-date). Click "Gains" to view a breakdown of all securities that are currently worth more than their original cost. Click "Losses" to view a breakdown of all securities that are currently worth less than their original cost.
Each pie slice represents the difference between the total market value and cost basis for all shares held in a particular security. The slices are drawn proportionally so that you can quickly get a sense of how your securities compare. A security symbol is displayed with each slice; click any slice to view the total gain/loss for that security and its percentage relative to the other securities shown on the graph. Press one of the arrow keys on your keyboard to move the selection to another pie slice.
Double-click a pie slice to reveal a table detailing the beginning market value, individual purchases and sales, and final market value for the selected security. To go back to the original pie graph, click the
button at the top-left of the chart view.
Above the pie chart is a figure representing the total amount of your ROI gains or losses, depending on which tab you currently have selected.
ROI (Return on Investment) reports provide a tabular breakdown of the performance of one of your portfolios over a specified period of time. Only investment transactions included in the portfolio you specified in the chart setup will be counted.
Make sure you have an ROI chart selected in the source list, then click the button at the bottom of the main window. iBank will generate a PDF document of the report and open it using the
Preview application (or your default PDF viewer). From there, you can print the report or save it for your records; iBank does not save your reports internally.
If you check "Add Report to Quick Look" before generating the report, an image of the ROI report will be stored inside your data file. If you highlight your iBank data file in the Finder and press the spacebar to invoke Quick Look, you will see all of your saved reports in a slideshow format.
Across the top of each page of the report, you will see the date the chart was generated, the title of the report ("Return on Investment Report"), the name of the iBank chart from which the report was generated, the page number, and the name of the application that created the report ("iBank").
Each row in the table shows a single transaction or market value listing. The column on the left lists the dates of the transactions, grouped according to the security to which they pertain. The next column shows the type of the transaction (generally "Buy" or "Sell"); after that is a column showing a description of the transaction (either the security symbol or a market value indicator). Next is the amount of the original investment (original market value plus the cost of the shares), followed by the returns earned (ending market value plus earnings from any sales). The column on the right shows the percentage of return on the investment, or the security's performance.
The last line of the report provides combined totals of your investment and returns. The figure at the bottom-right of the report is your overall Return on Investment for the specified portfolio.
If you are using multiple currencies, the ROI report will sum the transactions as if they were using the same currency, which may lead to inaccurate totals. iBank cannot automatically convert transactions between currencies for use in this chart. To avoid this, use a smart portfolio to define a subset of your investment transactions that only uses one currency.