COLLECTION LETTER THREE
&                            YOUR FIRM
*                         1111 - 11TH AVE.
+                       Anywhere, USA 99999
!                           Date:
Mr. Dead Beat
222 - 2nd Street
Somewhere, USA  88888
Dear Mr. Beat,
>We have written twice regarding your past due balance.  As of
Hthis date, we have received no response.  Your balance with our firm as
*of the date of this letter is $11,020.99.
;Please contact me within 10 business days from the date of
#this letter to avoid court action.
+                         Very truly yours,
#                         Your Name
'                         Administrator