To track cash in detail, set up a cash account where you can enter your ATM or other cash withdrawal transactions. When you withdraw cash from your bank account, show the transaction as a transfer from your bank account to your cash account in Money. Be sure to enter a category for what you used the cash for.

Cash back?

If you use your debit card to buy groceries, for example, with cash back, find out how your bank handles such a transaction, especially if you download online statements from your bank.

If the bank records it as a single transaction like Money does, you wonÆt have a problem reconciling or matching it to online statements downloaded from the bank. However, if the bank records the transaction as two transactions (groceries and cash), then you need to enter the groceries and cash back as separate transactions in Money in order to reconcile it with your online statements.