<klink type="cncpt">Tell me how Money organizes a budget</klink>
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<p>Money includes three main items in the Budget Planner, each of which can be edited differently:</p>
<ul>
<li><emph>Budget groups.</emph> Groups help organize Money's categories so that it's easier to see where your money goes at a high level. You can add or remove categories or move them between groups. For example, you can move the category Bill: Cable from the group Utilities to the group Entertainment.</li>
<li><emph>Budget categories.</emph> Categories help organize your transactions so that you can see where your money goes at a more detailed level. When you edit a category, you can add or remove subcategories or set a spending limit for that category.</li>
<li><emph>Bills.</emph> If you've set up recurring transactions in Money, they will be included in your budget. If you edit a bill in Money's Budget Planner, the same changes will be made in the Accounts & Bills area. However, if you remove a bill from your budget, you will not delete it from your Money file.</li>
