<title>Learn how the budget works with your debt reduction plan</title>
<category>budgetplan</category>
<klink type="cncpt">Tell me how the budget works with my debt reduction plan</klink>
</index>
<content>
<p>If you have created a debt reduction plan in Money, the Budget Planner will include the amount you plan to spend on reducing your debt each month. You can view it under the budget group Debt.</p>
<p>If you regularly use credit cards that you've included in your debt reduction plan, you may notice that the Debt budget group does not include your spending over and above the amount you spend just on reducing your debt. For example, if your debt reduction plan includes a $100 payment each month on your credit card, but you use the credit card to spend $19.95 on an Internet service provider each month, the Debt group will only include the $100 payment.</p>
<p>Depending on how you created your budget, your extra credit card spending may be included elsewhere. For example, Autobudget may have noticed that you spend $19.95 each month on the category Bill: Online/Internet Service, which is organized under the budget group Utilities.</p>
<p>If you don't see your extra credit card spending included in your budget, you can track it by creating a bill (in this case, for the Internet service provider) and adding it to your budget.</p>
