<title>Pay off a debt sooner by making a one-time extra payment</title>
<category>debtplan</category>
<klink type="prcdr">How do I pay off a debt sooner by making a one-time extra payment?</klink>
</index>
<content>
<extend>
<tease>Why?</tease>
<reveal>
<p>If you receive extra cash, such as a tax refund or bonus, you can use it to pay off your <glossary>debt</glossary> sooner by applying the cash toward your debt reduction plan.</p>
</reveal>
</extend>
<ol>
<li>On the <emph>Planner</emph> menu, click <emph>Debt Reduction Planner</emph>.</li>
<li>If you don't see the <emph>Include debt accounts in your plan</emph> page, click <emph>Start creating</emph>.</li>
<li>Click <emph>Next</emph> until you see the <emph>Define your payment plan</emph> page.</li>
<li>In the <emph>Making a One-time, Extra Payment</emph> box, enter the payment amount.</li>
<p>You can move the slider to experiment with different amounts. The text at the bottom of the page describes the results.</p>
<li>Click <emph>Next</emph> twice, and then click <emph>Finish</emph>.</li>