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  1. Consumer Credit Outstanding:1970-1987                                    (in billions of dollars, except %)  Type of Credit                   1970    1975    1980    1985    1987 
  2.  
  3.   Credit outstanding             131.6   204.9   349.4   592.4   685.5
  4.     Ratio to disposable
  5.       personal income(1)(%)       18.3    17.9    18.2    20.8    21.5
  6.  
  7. Installment                      103.9   167.0   297.6   517.8   613.0
  8.   Automobile paper                36.3    56.9   111.9   209.6   267.1
  9.   Revolving                        4.9    14.5    54.8   122.0   159.3
  10.   Mobile home paper                2.4    15.3    18.6    26.8    25.9
  11.   All other loans                 60.2    80.1   112.1   159.2   160.5
  12.  
  13.   Commercial banks                48.6    82.9   145.5   241.6   281.6
  14.   Finance companies               27.2    32.7    61.9   111.0   140.1
  15.   Credit unions                   12.8    25.4    43.6    71.9    81.1
  16.   Retailers(2)                    12.9    16.6    26.1    39.1    42.7
  17.   Other(3)                         2.3     9.2    20.3    53.9    67.5
  18.  
  19. Noninstallment                    27.7    37.9    51.8    74.7    72.5
  20.   Single-payment loans            18.9    26.8    39.6    59.1    54.2
  21.   Charge accounts                  8.7    11.0    12.1    15.6    18.2
  22.  
  23.  
  24. 1. Based on fourth quarter seasonally adjusted disposable personal 
  25.    income at annual rates as published by the U.S. Bureau of Economic
  26.    Analysis.
  27. 2. Excludes 30-day charge credit held by travel and entertainment.
  28. 3. Comprises savings institutions and gasoline companies.
  29.  
  30. Source:Board of Governors of the Federal Reserve System.
  31.