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Joint Photographic Experts Group Image  |  1998-01-26  |  49.9 KB  |  616x931  |  24-bit (66,220 colors)  |  [JFIF/Newt]
   ocr: The Merrill Lynch Planning Difference Walteris 71years old and has a net worth of $1.68 million. Sowhy is MerrilLynch recommending hestart an IRA? TSNOT FORI HIM. After speaking with Merrill Lynch,Walter decided to give $2,000 cach year to each ofl his children and grandchildren. They can use his gift to start or contribute to Roth IRAS, provided they have carned income, This allows Walter to help, his loved help their children open, Roth IRAS. ones get an carly start on their Bur it may not be the right move retirement savings. for everyone. Let one of the 13,000 By beginning to save: at 18, ...